Have you ever wondered if the First Convenience Bank is the same as First National Bank?
Or rather, the most convenient way to check your First Convenience Bank balance and how much you can withdraw from your First Convenience Bank?
Whichever is the case, we’ve tailored sections to answer each of these queries.
The goal is to ensure you know more about your bank and how well to use it to better manage your finances.
Therefore, walk with us as we review the First Convenience Bank, its processes, and its functions.
What is the First Convenience Bank?
First Convenience Bank (FCB) was launched in 1901 and it is mainly tailored to the Texas community.
FCB was founded in the Central Texas town of Killeen and its launch came 19 years after the city was established.
This financial institution provides banking solutions and high-level service to individuals and companies, which has led to its massive growth and expansion over the years.
At the time of writing, this bank has 300 branches and 400 ATMs situated in Texas, Arizona and New Mexico.
Coupled with that, 3,200 banking professionals are part of the team that help to provide banking solutions to US residents.
“From our humble beginnings, we have grown to over $1.6 billion in assets and operate in over 300 locations in Texas, New Mexico and Arizona…..Today, more than 3,200 dedicated banking professionals carry on and maintain that established custom.” the Bank said.
FCB also claims its services are offered every day of the week and there are extended hours with online services.
On the other hand, FCB services span across IRAs, CDs, credit cards, consumer and business loans, and mortgages.
Is First Convenience Bank the Same as First National Bank?
So, Is First Convenience Bank the same as First National Bank?
There’s no outright yes or no since both banks are controlled by the same organization.
However, these are different divisions.
There’s the First National Bank Texas (FNBT), on one hand, and the First Convenience Bank (FCB), on the other hand.
To that effect, FCB is a division of FNBT.
First Convenience Bank Work Positions
The First Convenience Bank work positions are:
- Personal Banker
- Branch Manager
- Assistant Branch Manager
- Bank Teller
- Information Technology
- Applications Support Analyst II
- Computer Operations
What is the New App for First Convenience Bank?
First Convenience Bank supports digital banking, which is why it has provided an advanced new online and mobile banking platform.
The new app allows you to manage your funds, budget expenses, and even send money directly.
You can also use this app to manage your FNB Visa Debit Cards, pay bills, deposit checks, and find the closest FNB branch or ATM closest to you.
However, you’ll need to get your one-time password before logging into the Digital Banking platform.
You’ll then be able to access the list of services that have been provided.
Further, you’ll be using one of the top-rated mobile banking apps that comes with innovative features.
According to FCB, its mobile banking offers an easier way to access financial services right from your smartphone.
Does First Convenience Bank have ATM Deposit?
First Convenience Bank supports ATM deposits. And that means you can use its Smart Deposit ATMs to deposit cash or checks.
According to FNB:
“Whether you need quick access to cash, a fast and secure way to transfer funds or a convenient way to make deposits, convenience is virtually right around the corner with our network of more than 550 FNB ATMs.”
Some features of this ATM include:
- Deposit of checks and cash in a safe and convenient manner
- Transfer of funds between linked FNB accounts
- Quick loan of payments to your FNB loan
- Access cash at over 550 FNB atms stationed in Pennsylvania, Ohio, Maryland, North Carolina, South Carolina and West Virginia
- Activation of your FNB Visa Debit Card
- Change your debit card personal identification number (PIN)
No Envelope Needed to Use Smart Deposit ATMs
- You can deposit checks and cash with the FNB’s Smart Deposit service
- Smart Deposit ATMs allows you to insert your cash or check deposit when prompted. It takes away the need to deposit envelop.
- Upon depositing a check, an image of the check will appear on your receipt. And upon depositing cash, each denomination will be itemize for you on your receipt.
Customizable ATM Preferences
- Maximize your efficiency by customizing your ATM preferences.
- Ability to set your own default withdrawal limit.
- Selection of your preferred language.
- Establishing your receipt preferences.
How Do I Check my First Convenience Bank Balance?
You can check your First Convenience Bank Balance using the mobile application. You could also contact the bank on phone with the numbers — 254-554-6699 or 800-677-9801 for First National Bank Texas or 800-903-7490 for First Convenience Bank.
Does 1st Convenience Bank Have Zelle?
Yes, First Convenience Bank supports Zelle.
For the unintiated, Zelle allows you to send and receive money with ease and within minutes.
In this case, you can transact with people who have a bank account in the use using the First National Bank Texas app.
You can easily find Zelle in your First National Bank Texas app.
Who can I send money to with Zelle?
Your friends, family, and people you trust are a list of those you can send money to.
Here, the money is transferred directly from your back to the recipient’s account within minutes.
First Covenience Bank has also specified that you should send money to people you trust.
On the other hand, you can use Zelle by following the steps below:
- Log into the First National Bank Texas app.
- Choose the option to send money with Zelle.
- Enroll your U.S. mobile number or email address.
- Transfer money to the recipient
What Types of Payments Can I Make with Zelle?
Payments can be made to your family, friend, babysitter, doctor, personal trainer, neighbor, etc. using Zelle.
On the other hand, there is no protection program for authorized payments that were made with Zelle.
As such, making payments for items that are damaged or weren’t received cannot be reversed.
For this reasons, you must always transact with those you trust.
Can I Pay a Small Business with Zelle?
There are small businesses that receive payments using Zelle.
However, you need to contact your small business owner and ask them if they do.
And if they confirm that they do, you can then proceed to make payments to them using your mobile bank app.
The transfer can be made to them using their U.S. mobile number or mobile address.
Is First National Bank a Good Bank?
First National Bank is a good bank given the processes it has put in place to carter to its customers.
It provides a seamless way to make and receive payments and that being so, you can transact in a stress-free manner.
There’s its mobile app, for instance, that has been revamped with several features to enable you transact from the comfort of your home or office.
The same can be said about its ATMs that are stationed in different regions in the U.S.
How Much Can I Withdraw from First Convenience Bank?
According to a publication in 2018, Private Clients accounts can make unlimited withdrawals across FNB ATM/Slimline, Cash@Till, cardless cash withdrawals and cash deposits to the value of R20,000.
In the same vein, clients can also avail of a new Global Debit card which has been included in their new fee.
Over and above that, there is a limit of $2500 daily stated for the Debit Mastercard.
Hence, you can make daily purchases over this amount.
What’s more, the highest amount that can be withdrawn using an ATM is $600.
How Many First Convenience Banks are There?
According to the First National Bank, it has over 300 branches and 400 ATMs. These ATMs are spread across Texas, Arizona and New Mexico.
Coupled with that, its branch network is supported by over 3,200 banking professionals.
Going by this data, there are hundreds of First Covenience Banks in the U.S. alone.
What is Smart Deposit at First National Bank?
The FNB Smart Deposit service provides a means for you to deposit checks and cash with ease.
And with the use of specially-marked Smart Deposit ATMs, you can insert your cash or check deposit when prompted.
How Much Can I Overdraft my First Convenience Bank Account?
First Convenience Bank notes that it will not charge an overdraft fee if the items that are paid for are $5 or less.
The same goes if there is an overdrawn balance of $12 or less.
In the same vein, it will limit the number of per item Overdraft fees to 10 per calendar month if there is no enough money to cover the item.
How Soon Can I Use my Overdraft Privilege First Convenience Bank?
It’ll take 30 days. In this case, new account holders may be able to use the overdraft privilege service after 30 days of creating their account. However, their account needs to be in “good standing”
How to Contact First Convenience Bank
Got inquiries or you’d like to reach out to the First Convenience Bank? Then these are the contact details that have been provided on the platform.
You can call: 254-554-6699 or 800-677-9801 for First National Bank Texas or 800-903-7490 for First Convenience Bank.
Or send a mail to:
First National Bank Texas or First Convenience Bank
PO Box 937
Killeen, Texas 76540 – 0937
The outlined above encompasses all you need to know about the First Convenient Bank.
These details will enable you to decide if it is a good bank to pitch your tent with.
Nonetheless, it is worth pointing out that the bank has been in operation for a century, and it has built reputation within that time.
Coupled with that, it offers a lot of features that will give you an enjoyable banking expereince.
They’re just a stone throw away since you could call or write to them to know more about their business processes.